table#mainTable {
	background-image: url(images/background.jpg);
	border: 1px groove #000000;
}

table#leftTable {
	background-image: url(images/background.jpg);
}

table#rightTable {
	background-image: url(images/background.jpg);
	padding-right: 5px;
}

table#contactTable {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	padding-bottom: 5px;
	margin-left: 30px;
	border: 1px solid #000000;
}
table#contactTable a:link {
	text-decoration: underline;
	color: #000000;
}
table#contactTable a:visited {
	text-decoration: underline;
	color: #000000;
}
table#contactTable a:hover {
	text-decoration: none;
	color: #FFFFFF;
	background-color: #666666;
}
table#contactTable td#ctName {
	font-size: 14px;
	font-weight: bold;
	padding-left: 5px;
	background-color: #CCCCCC;
	border-bottom: 1px dashed #000000;
}
table#contactTable td#ctField {
	font-size: 12px;
	font-weight: normal;
	text-align: right;
	padding-right: 25px;
}
table#contactTable td#ctData {
	font-size: 12px;
	font-weight: normal;
	text-align: left;
	padding-left: 5px;
}

td#menuCell {
	background-image: url(images/background.jpg);
	vertical-align: top;
}

td#sidebarCell {
	background-image: url(images/background.jpg);
	vertical-align: top;
}

td#mainContentCell {
	background-image: url(images/2-column/if3a_101_08.jpg);
	background-repeat: no-repeat;
}

td#rightSidebarCell {
	background-image: url(images/background.jpg);
	background-color: #F9F9F9;
	vertical-align: top;
}

table#rightSidebar {
	background-image: url(images/3-column/if3a2_101_10.jpg)
}

td#textMenu {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-align: center;
	color: #000000;
}
td#textMenu a:link {
	text-decoration: underline;
	color: #000000;
}
td#textMenu a:visited {
	text-decoration: underline;
	color: #000000;
}
td#textMenu a:hover {
	text-decoration: none;
	color: #FFFFFF;
	background-color: #666666;
}

td#copyright {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-align: left;
	color: #666666;
}
td#copyright a:link {
	text-decoration: underline;
	color: #666666;
}
td#copyright a:visited {
	text-decoration: underline;
	color: #666666;
}
td#copyright a:hover {
	text-decoration: none;
	color: #666666;
}
.m_pageHead {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 20px;
	color: #000099;
	text-decoration: none;
	letter-spacing: 1px;
	padding-top: 20px;
	padding-left: 10px;
}
.m_normalText {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	text-decoration: none;
	letter-spacing: .05em;
	padding-right: 20px;
	padding-left: 30px;
	line-height: 1.5em;
}
.r_bulletText1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-decoration: none;
	padding-right: 5px;
	padding-left: 10px;
	padding-bottom: 3px;
	padding-top: 1px;
	color: #0000FF;
}
.r_grayBox {
	padding-bottom: 10px;
	border-bottom-width: 60px;
	border-bottom-style: dashed;

}
.r_pageHead {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	color: #000099;
	text-align: center;
	text-decoration: underline;
	padding-top: 5px;
}
.m_normalText a:link {
	color: #000000;
	text-decoration: underline;
}
.m_normalText a:visited {
	color: #000000;
	text-decoration: underline;
}
.m_normalText a:hover {
	color: #FFFFFF;
	background-color: #666666;
	text-decoration: none;
}
.m_pageSection {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	text-decoration: none;
	letter-spacing: 1px;
	padding-top: 20px;
	padding-left: 20px;
}

table#referralFormTable {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	text-decoration: none;
	margin-left: 40px;
	border: 1px solid #000000;
}
td#rfTableText {
	background-color: #CCCCCC;
	padding: 3px 5px 0 5px;
}
td#rfTableField {
	background-color: #CCCCCC;
	padding: 3px 5px 3px 5px;
}
td#rfTableText2 {
	background-color: #99CCFF;
	padding: 3px 5px 0 5px;
}
td#rfTableField2 {
	background-color: #99CCFF;
	padding: 3px 5px 3px 5px;
}
td#rfTableButtons {
	text-align: center;
}

.sendButton {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	text-decoration: underline;
}

td#referralBanner {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	text-decoration: none;
	text-align: center;
	color: #FFFFFF;
	background-color: #000000;
	letter-spacing: 0.5em;
}